Franklin C. Avery, a surveyor from New York, came west to help Horace Greeley's Union Colony establish Greeley. In 1872 he was hired by the Larimer County Improvement Company to replat Fort Collins. He stayed on to spearhead the city's growth and built this two-story brick and stone commercial center. Architect Montezuma Fuller, who would open his own office upstairs, designed a three-sided building to fit the triangular site. The principal tenant, the First National Bank, has a red sandstone facade with engaged columns and pilasters and a lion's head keystone atop the round entry arch, marked by a prominent tower. Its two wings sport a brick facade with sandstone trim under a pressed metal cornice. The Town Pump (1936), Fort Collins's oldest operating saloon, is a tiny antique barroom in the northwest wing of the block.
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