Residences for railroad officials and workers continued to be built in the south side neighborhoods for decades after the railroad company’s arrival. This middle-class foursquare Prairie Style house with a pyramidal hipped roof, deep eaves, wide double-hung windows, and square porch piers, was designed by C. C. McKim when he was in Palestine for the Carnegie Library (TK34) project. Ferguson was a grandson of John H. Reagan and a conductor on the I&GN and later the Missouri Pacific Railroad.
On the same block at number 412, the Nathaniel and Annie Royall House (1884) is set deep on an expansive lot in the Reagan and Ward Addition of 1877. The house, the most eclectic in Palestine, looks like a river boat resolutely heading west, with its semicircular dormers in a mansard roof that forms the second floor, and a wraparound gallery with Ionic columns.