A well-composed two-story Richardsonian Romanesque block, this former bank building has lower walls of rusticated quartzite, but brick and quartzite trim was used on the second floor. The commanding feature of the building is the horizontal band of short, thick columns that intervene between each of the three arched openings. This band of engaged columns is reinforced by an upper band of the capitals and by the slightly recessed headers of the two windows and the entrance. The building has a raised basement. The original stone balustraded stairs to the first-floor entrance are still in place.
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