The third river town has the characteristics of the first two, but its development stopped in the 1890s. West Market Street is notable for the remarkable First Farmers Bank at the corner of N. Mulberry Street. The stumpy columns carried on blocks on either side of the raised parapet suggest that the architect had seen a Frank Furness bank in Philadelphia, but had not quite figured out the relationship of the parts. At 120 W. Market Street is a handsome Queen Anne house (with an 1891 datestone in the gable) that is a provincial version of T. Roney Williamson or perhaps Wilson Eyre Jr. The town square at Gay and Market streets is notable for the early-nineteenth-century houses that occupy the principal corners.
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