Koda Bank (Bank of Minto, Minto Commercial Bank)

The exterior walls of this bank are of tapestry brick, a high-fired brick with a somewhat shaggy surface highlighted by a variability of color. Unlike other North Dakota banks that dominate and anchor downtown business districts, this building appears almost residential, surrounded by a small lawn and set back from the street. The rectangular building itself is shaped more like a library than a bank, but its height and imposing projecting entrance pavilion suggest its purpose as a financial institution. Nevertheless, the building is stylistically unusual for a bank. Bracketed sills flank the entrance, a stained glass transom is above the door, and decorative foundation banding above the water table acknowledges the basement-level windows.